Broker Check


  • Financial Advisors are uniquely qualified to help their clients reach different financial goals. Depending on their backgrounds and areas of focus, they can assist with Retirement Planning, Investment Allocation, Tax Planning, Estate Planning, Inheritance, and Long-Term Care Planning. 

  • A financial advisor helps you with all types of financial planning. They create strategies for eliminating financial risk and building wealth over the long term. Financial advisors can give you a plan that puts you on track to achieve your financial goals. They can help with anything from saving for retirement to deciding how to handle an inheritance. 

  • A 401(k) is an employer-sponsored retirement plan. If you get a 401(k) account as part of your benefits package, you may choose to contribute a portion of your salary to the account, subject to annual limitations. Your employer may even match a portion of your contributions. The money you save is invested in the stock market and grows over the years, to provide you with income in retirement.

  • The cost of a Financial Advisor can vary depending on how they charge their fees. At Deschutes Investment Consulting we are Fee-Only Advisors. Here are the three basic ways Advisors get paid:

    Fee Based 
    Fee Based Advisors combine commissions and fees as part of their payment structure. A client could pay an hourly fee for an investment plan, and then a commission on the funds recommended. 

    Fee Only can mean a few things depending on the Advisor. They can charge a retainer fee based on the assets they manage (usually between 0.5-2%). A flat-fee based on the services provided, or an hourly rate based on time spent.

    Commission Only 
    Commission Only means that the Advisor charges an upfront commission percentage based off of the money invested.

  • What services and resources do you provide?
    What is your investment philosophy?
    How do you get paid?
    How will you measure and evaluate my performance?

  • Fiduciaries are obligated by law to operate in their client's best interest and make recommendations that benefit the client.

  • A financial planner holds the CFP designation and is a professional who assists individuals and organizations to create strategies for meeting their long-term financial goals. They can help with strategies for paying off debt, saving for the future, or purchasing insurance. 
  • An advisor looks more into investment goals, portfolios and building wealth. They provide services such as monitoring performance and making transactions.
  • Do your research on the different types of Financial Advisors in your area or online. Find out what their pay structure is and what you can expect from their services. Some advisors may have a financial minimum for working with them and others may not. If you would like to set up a consultation with one of our experienced Advisors at Deschutes Investment Consulting, please Click Here or email and we will answer all of your questions and concerns. 

  • Deschutes has developed a Retirement Analysis Program to help individuals determine their unique timeline when it comes to retirement. If you would like to go through this program or find out more information, please visit the RAP Section on our site or Contact Us

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