Optimize Your Insurance Portfolio

Our expertise with insurance products such as life, disability, long-term care, and annuities adds significant value to our wealth management services.  We provide objective advice to individuals, business owners, and trustees regarding their insurance portfolios.

We hold ourselves to the same fiduciary standard in insurance consulting as we do in our investment consulting and financial planning business. As a fiduciary, we are required to act with undivided loyalty to the client.

Our insurance consulting program is a complete solution. The services we provide are:

1.  Risk Management

Review and analysis of individual or group insurance contracts and portfolios;

2.  Risk Product Procurement

Needs analysis, identification, and selection and implementation of insurance products including:

i.    Product selection

– illustrative feature comparisons for multiple carriers.

ii.   Carrier due diligence

– analysis of financial, investment, and operational risk for a wide range of carriers.

iii.  Underwriting

– evaluate multiplecarriers, research health and medical situations, and shop the case for the most appropriate offer.

iv.  Case design

– fund and structure products to accomplish client objectives.

3.  Insurance Portfolio Management

– Development of risk management policy, strategy and ongoing management of insurance portfolios.

Call us at 503-224-3700 for a preliminary insurance consultation.